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moncler outlet A New Year's Resolution Be More Re

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PostPosted: Tue 17:00, 15 Oct 2013    Post subject: moncler outlet A New Year's Resolution Be More Re

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The new year is up, some [url=]moncler outlet[/url] of you might have made a new year's resolution list while others have just got started. Now all the fireworks are done and we have a brand new year ahead of us. What do [url=]louboutin[/url] we do? Where should we start? How about with a few of the more important things, that includes our finances. That's right, we should resolve to become more responsible with handling our money this year. If last year you have been spending mindlessly, buying stuff you don't really need, spending money on eating out; this year is the time to make a [url=]jordan pas cher[/url] change. Here are some tips for you to get started.
1. Time to bring lunch to work. You could start by bringing [url=]barbour france paris[/url] lunch for at least once or twice a week. Some people tend to spend too much in eating out or buying food during lunch. Some may even spend an additional £3-5 on foods that they just crave like sandwiches, cookies and or coffee. Now, spending £3-5 a day, you think it's quite okay, it's not a large amount; but don't just think of the then and there cost; think about how much you could save in a long run. I mean, saving £3 a day; at the end of the month you already have £90 which is already a good sum. Now, make it a practice not just for you but for your whole family as well. Most mums [url=‎]abercrombie pas cher[/url] pack their kids lunches right? Now is the time that you also pack lunch for yourself and your husband. You will get used to it, think about the savings. I mean it may not mean a lot right now but looking at the [url=]hollister france[/url] big picture, it's a start for you.
2. Learn to manage time more wisely. So what does time have to do with saving money? Well, as the saying goes, "time is gold". If you are as busy as a bee, make sure that make a list of all the things you need to do each morning; or better yet, make a list ahead of time. You might be a parents, a single parent who needs to tackle work, children [url=]jimmy choo chaussures[/url] and chores everyday for the whole week, now you might find yourself getting unorganised with your time and schedule. So it's time to get organised, whenever there is an upcoming schedule then put it in a timeline. Manage your chores in a given time. When you need to buy something then make sure that you make a list so you won't have to waste money commuting back and forth because [url=]louboutin[/url] you forgot something. When you learn to organise, you can think a lot clearly and be more efficient.
3. Pay bills on time. Whenever it's [url=]moncler pas cher[/url] past your due date, those people are so fast in adding the interest to your bills- don't let them do that to your bills. Overdue fines and interests are such a big waste of money. Include this on your daily/weekly/monthly list, tape it in your fridge- "Pay bills on time!". Paying fines for these overdue bills are unnecessary and a colossal waste of your money. You are already paying taxes and lots of things, don't add this to the list of unnecessary expenditures. All that money that you [url=]hollister[/url] pay for these fines, would be enough to pay at least a month or two of your monthly bill. Make it a practice to pay your bills on time to avoid fines.
Here are just a [url=]hollister outlet sale[/url] few tips for you and or your household to save money and be more responsible with it. Today is a new year, it's time that you leave all those irresponsible acts of the last year behind and adapt to a better, new ways of living- being a more responsible, organised, time-saving, money-saving and [url=]hollister france[/url] happy citizen.


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